Fundamentals of Insurance Regulation: The Rules and the

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Fundamentals of Insurance Regulation: The Rules and the Rationale
All regulatory systems are shaped by the subject matter they regulate, and insurance is certainly no exception. Providing a clear explanation and analysis of the complex state-based regulatory system that governs the U.S. insurance industry, Fundamentals of Insurance Regulation presents the applicable statutes, regulations, and judicial decisions, as well as information about the industry's products, its operating procedures, distribution channels, and financial characteristics and performance. To round out the picture the book describes the regulatory processâ€•its core objectives, how and by whom policy is formulated, and how the rules are enforced.

This enormous topic is presented on a manageable scale by using a combination of edited versions of key model laws developed by the National Association of Insurance Commissioners (NAIC), case law, and secondary materials. It also includes materials that reflect the increasing importance of international insurance rules. Each chapter provides an overview of the topic. Issues examined include:
- The U.S. insurance regulatory system
- The limits of state authority on insurers and the impact on competition
- Rate setting and regulation
- Solvency regulation
- Secondary and alternative markets
- Insurance intermediaries
- Consumer protection
- Preemption under the McCarran-Ferguson Act and the EU's insurance directives
- Health insurance
- The NAIC and the future of insurance regulation
Country USA
Brand American Bar Association
Manufacturer American Bar Association
Binding Paperback
ReleaseDate 2018-08-01
UnitCount 1
EANs 9781634256889

Country	USA
Brand	American Bar Association
Manufacturer	American Bar Association
Binding	Paperback
ReleaseDate	2018-08-01
UnitCount	1
EANs	9781634256889

Fundamentals of Insurance Regulation: The Rules and the Rationale